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• Their address at The Heathrow Estate, Unit 12, Silver Jubilee Way, Hounslow, Greater London, TW4 6NF, United Kingdom.
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It has a five-year fix, also for remortgage, at 75percent LTV at 5.55percent (down from 5.62percent) with a 995 fee. It has a two-year fixed rate at 5.92percent (60percent LTV) with a 999 fee. The new rates are the lender’s second rate cut in two weeks. They include a five-year fixed rate for remortgage customers at 5.49percent with a 999 fee (60percent LTV). This deal has been cut by 0.15 percentage points, putting it among the market-leading five-year fixed rates.

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Rising swap rates, the fixed rates at which banks lend to each other in the wholesale markets and which influence mortgage rates, have been rising in recent days. This is because the market now expects the Bank of England to cut interest rates in August at the earliest, rather than June. But while a range of deals will see a rate rise from tomorrow, Barclays has also cut the rates on two of its five-year fixed rate purchase deals at 85percent loan to value. The deal with a 999 product fee falls from 4.78percent to 4.73percent, while the fee-free equivalent deal has been cut from 4.95percent to 4.9percent. Other fixed rates for residential purchase and remortgage will be cut. NatWest has cut selected rates for residential purchase and remortgage, available direct and through brokers, including first-time buyer, shared equity and help-to-buy deals.