Just after researching the latest files regarding Financial, the newest https://paydayloanalabama.com/mckenzie/ Ministry’s Payment examines them and has reached decisionmission says to the lending company that it recognized the newest subsidy, right after which the bank ends Loan Agreement toward borrowing from the bank applicant

Skopje, 6 th (MIA) – Demand for the newest “Pick a property Pick a condo” Project rather improved following the Fair for this Project, which had been stored during the time 24 th October – 28 th Oct. It determine that the process of submission software program is easy, therefore comes with around three procedures.

– We could give an explanation for procedure of submission application to the “Pick a home Get a flat” Opportunity, for the around three measures and if you are aware, you’ll realize it try a very simple processes. Starting point is shopping for a condo or household otherwise a great deal to own home. The second action are addressing one of many 8 banking companies performing in the Enterprise and you will fill out the mandatory records, due to the fact next step belongs to the Ministry from Finance, that as being the getting together with regarding choice to own giving this new subsidy, then the brand new applicant signs loan agreement to the respective financial, Ivana Bilbilovska, Representative of Ministry regarding Money, told you.

Lender accumulates this type of data regarding candidate and you can verifies whether the guy/the woman is qualified to receive acquiring the loan, and you will later they forward the latest particular data towards Ministry regarding Money, Bilbilovska told you

Are you aware that 1st step, Bilbilovska demonstrates to you that requisite is actually for the fresh apartment or perhaps the domestic as an alternate building and also for the speed perhaps not so you can go beyond EUR 900 for every single rectangular meter. Individual entry software toward “Pick a home Get an apartment” Enterprise should conclude Initial Agreement for the company or if he/she makes a property, he/she should provide framework and you can tech records.

– The following step is for the newest resident to deal with one of new eight banking companies, within the “Get property Pick a flat” Opportunity, i.e. Stopanska banka – Skopje, Stopanska banka – Bitola, Ohridska banka, Alfa, TTK, NLB Tutunska, Sparkase and you can Prokredit banka. Using the Initial Agreement to own an apartment or property, the new people is to yield to the lending company his/their ID, full-day work certification, certification going back half dozen paid off wages and you can statement, verified because of the notary social, you to definitely for the basic 5 years of your installment months, they’ll neither sell the latest flat or perhaps the domestic, nor book otherwise put them less than 2nd home loan.

Third step is actually getting together with decision by Ministry away from Loans. The fresh Commission within the Ministry out-of Finance fits at least one time for the forty-five weeks, and you may, if necessary, more than once.

– Unless you have your own house or the home in which you real time happens to be too tiny for your needs therefore need it a much bigger one assuming you propose to just take a property loan, than just “Pick a house Pick an apartment” Venture, is truly a good chance ergo. Finance provided from the Ministry out of Financing have a questionnaire out-of an effective subsidies that will reach up to EUR 14,000, plus the interest rate is truly lower and you will quantity to 3.95% in the 1st three years and you may cuatro.44% regarding the last and you can 5th season towards design: installment when buying a flat otherwise subsidizing 75% of your own repayment when purchasing/constructing a house, or repaired inside the payment several months, bookkeeping having 4.5% in addition to six-month EURIBOR, on the design: equal (50%/50%) participation when buying an apartment or subsidizing 75% of your involvement when buying/constructing property, Spokesperson of one’s Ministry out-of Loans Ivana Bilbilovska, said.