UPDATE: The financial institution out of The usa Financial Amendment Group Action Suit is overlooked into . Top quality Procedures often let our watchers determine if a different instance try filed.

109 thoughts on Bank regarding The usa Category Step: Mortgage Modifications Improperly Declined

Please know me as about any of it. I lost my personal home inside the foreclosures from inside the 2011 otherwise 2012 range. We experienced the loan modification procedure for decades and so they said to stop and come up with money on one-point in the event I happened to be a couple days behind after which We concluded up losing my home. We never ever had one alerts on any category action facing Lender out-of The usa however, I am aware that it was wrongful and additionally they try foreclosures and i also forgotten over $250,000.

Together with escrow equilibrium leftover rising which have assets inspection charge and you will later charges and you may forced bank set insurance!

Where would I’ve found away a long list of any effective rules serves getting Financial from The united states to possess property foreclosure malpractices? My personal family are listed in foreclosures and you will short sale in the 2015 and you may forced us to go in to help you Personal bankruptcy to make sure they’re regarding bringing the home. The fresh new paradox from it is the fact I was involved in the latest earlier in the day from the BOA and you may done brand new HAMP system.

We were foreclosed towards the double in 2010 by the BoA. Both was in fact rescinded. But BoA extra incorrect Property foreclosure charge and you may possessions check fees to help you our escrow membership. And then we had a try months plan, made this new costs plus more but BoA used the payment to help you the fresh escrow account and you can said we were more than one year earlier in the day due and you may don’t qualify for a loan amendment. We submitted RMA software and docs more than cuatro dozens times from 2010 so you can 2017! All of our app is https://paydayloanalabama.com/alabaster/ actually missing or are forgotten a page, or even the notary don’t make some thing on the right range, or all of our credit rating is also lower merely derogatory issue with the our very own borrowing were both rescinded property foreclosure! We’d over twenty-six account executives into the 7 ages! They cancelled the house citizens insurance coverage 3 times! They cancelled our Homestead! It lied toward records submitted to the fresh new county tax assessor’s workplace! When you look at the 2017 they moved repair of our own loan. Brand new servicer plays the same online game you to definitely BoA played. It foreclosed . Our attorney had good TRO and you may submitted during the federal legal. Circumstances are overlooked into the . Foreclosure wasn’t rescinded, no test because of the attorney! Assist! The audience is still living in home, however, fear eviction can happen in the near future!

BOA are a bona-fide piece of content to say the least. Summary..they foreclosed on us, just as the someone else said. They remaining stating, it don’t get all of our documents, that individuals left overnighting from the FedX (eight moments) Each time is actually another thing. A web page was lost, It failed to realize among the duplicates, it wasn’t signed, etcetera. Then your final assertion was which our documentation wasn’t registered inside date! Sleeping ton of theives!

These are the greatest Lying SCUMBAGS !! Performed the exact same thing to us over and over repeatedly tried attacking them during the court for a long time however, at the end i regrettably shed The house! If only you the best from chance! They are the Demon!

Lender out-of America contacted myself and you may ideal undertaking an amendment. I got regarded as taking right out a great 401k loan and getting involved but when it recommended carrying out a modification you to definitely seemed best to me. They told you they will send a modification packet regarding the mail and i also needed seriously to post copies of the many latest monthly payments, and evidence of earnings. Respond to every questions for the form, and you may facsimile what you back again to the latest amendment service. Any few days I might score telecommunications calls claiming it did not discovered income advice, or newest bills or something could have been lost on the form. The loan payment first started two months behind and i also submitted our percentage. Week later We noticed that one to percentage matter try into the bank account.